![]() Step 4: Notify the Federal Trade Commission - File a report with the Federal Trade Commission (FTC) by calling 1-877-ID THEFT (1-87) or use the federal identity theft website overseen by the FTC.You can do this by phone or mail or on their websites: Request either a fraud alert or a security freeze from the credit bureaus. If you automatically draft payments from these accounts, be sure to update the information with those companies. ![]() ![]() Step 2: Close the affected accounts - Close any bank and credit accounts affected by identity theft.A police report is also helpful when you contact your creditors about the ID theft. Step 1: File a police report - This step triggers helpful federal and state protections.If you discover that your identity has been stolen, you should take the following steps to protect yourself: Steps for ID theft victims to take to protect their identity This estimation is based on the amount of work needed to follow the necessary steps to ensure the victim is not responsible for the debt incurred. The Federal Trade Commission (FTC) estimates that it can take approximately six months and 200 hours of work to recover from an identity theft. The study highlights that 50 percent of consumers found the fraud themselves by monitoring their bank accounts, credit card statements and credit scores and by purchasing In 2012, a bank or credit card issuer alerted consumers of the identity theft. It often takes a financial and emotional toll.Īccording to a source, financial institutions and credit monitoring service companies are becoming better at catching identity fraud. Having your identity stolen can be an overwhelming experience.
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